AML / KYC Policy

Last updated: March 1, 2026

1. Purpose

RizenX is committed to the highest standards of Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) compliance. This policy outlines our procedures for customer identification, ongoing monitoring, and suspicious activity reporting, in accordance with the Prevention of Money Laundering Act, 2002 (PMLA) and RBI/FIU-IND guidelines.

2. KYC Verification Tiers

Tier
Requirements
Daily Limit
Features
Basic
Email + Phone
View only
Market data, watchlist
Standard
PAN + Aadhaar + Selfie
₹5,00,000
Spot trading, INR deposit
Enhanced
Bank statement + Video KYC
₹50,00,000
All features, higher limits

3. Ongoing Monitoring

  • Transaction pattern analysis for unusual activity
  • Sanctions screening against OFAC, UN, and Indian government lists
  • Periodic re-verification of customer identity documents
  • Enhanced due diligence for politically exposed persons (PEPs)
  • Automated alerts for transactions exceeding ₹10,00,000

4. Suspicious Activity Reporting

All suspicious transactions are reported to the Financial Intelligence Unit — India (FIU-IND) within the prescribed timeframe. We cooperate fully with law enforcement investigations and court orders.

5. Record Keeping

All KYC records and transaction data are maintained for a minimum of 5 years from the date of transaction or account closure, whichever is later, in compliance with PMLA requirements.

6. Contact

Compliance Officer: compliance@rizenx.com

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